When you are planning a home renovation or improvement project, you should be aware that your contractor choice can be a critical part of the planning process.Â You definitely want to be sure of the quality of their work befrore they begin and have everyting you want done in writing and definitely agree on the scope and cost of the project. Another great idea is to be sure the contractor is properly licensed and insured just in case something goes wrong.
Focusing on childrenâs college tuition needs and neglecting their own retirement is something many parents do. As parents, we are providing private school, automobiles, and basically supporting kids today. That shouldn't mean you don't plan to have a pleasant retirement. Howver, that freshman year budget can be on the doorstep a lot quicker than you expect, and it will not be denied! How in the world do people manage both of these obligations?Â
Recent improvements in technology make working from home a legitimate option for people in a variety of industries. There is a new Gallup poll out that shows 43% of employees spend some time doing work 'remotely.' Greater than 60% of employers allow people to do some form of 'teleworking.' Twenty years ago, this number was only 20%.Â
A very common question we hear is "Is it better to have a higher deductible on my car insurance than a lower deductible?" In some situations opting for a higher deductible may save money on monthly payments.
But what happens when you're leaving the parking lot and you back into the light pole, crushing your tail light? You take the car to the auto repair shop to get a quote and you find out you're going to be paying for the full cost. At this point, you are gong to be thinking to yourself, how was that a good deal?
Fatherâs Day is this Sunday. In thinking about our dads and the many important roles they play in each of our lives,Â we are reminded of the many times we hear our clients say âlet me check with my dadâ about a critical life decision.
Our fathers play a major role in forming our attitudes and perceptions about financial issues. This is made obvious when âchecking with dadâ extends into our adult experiences. This Father's day, take a little time to think about the things your dad taught you about life and financial decistions. Be sure to express your gratitude to him for it.
Soon the days will be getting longer and the weather will be getting warmer, and that leads to your energy bill getting larger. Here are some these tips to keep the amount of energy consumed in your home under control as the spring and summer seasons arrive.
In general, boat insurance will cover you for loss or damage to your boat. In most cases it covers watercraft with motors, such as fishing boats, pontoon boats, paddle boats, leisure craft and even yachts. It is not common for boat insurance coverage to include smaller craft such as canoes, kayaks or personal watercraft however, which may be covered, in part, under a homeownerâs policy. It may be wise to add a special endorsement or even buy separate coverage for these smaller craft.
Well, here we are a whole month in to this 2018 year. January has come and gone and perhaps some of the novelty of your resolutions for the year is beginning to fade. It is not uncommon that people will make a resolution to put away more for savings or plan to spend less, to pay off old debt and begin to put funds aside for some future purpose. Having the right outlook is important if you wish to continue to be motivated and be successful in these plans throughout the rest of 2018 and beyond. We recommend reviewing your insurance coverage and any changes in your situation that might have an impact on the kinds and types of coverage you may need. Give us a call atÂ 334-285-2881 to discuss these spedifics and let us help you set the groundwork for good coverage on life, home, auto and business insurance.
Here in Alabama, we more or less take it for granted that there will be deer on the roadside. Over the years however, there has been a steady increase in deer-car collisions - over 500,000 each year, and there are a significant number of fatalities associtated as well!
With 26 years of experience insuring the River Region and Southeast Alabama, Liveoak Agency, Inc. is prepared to handle all your insurance needs with unsurpassed service and quality!
4791 Main Street, Millbrook, AL 36054 | Ph: 334-285-2881 | Fax: 334-285-2885 | firstname.lastname@example.org